Bank
Statement
Loans



iQ Mortgage has made it easier for people who are self-employed or freelancers to get access to mortgages with our Bank Statement Loan program. This type of loan requires the borrower to provide 24 months of personal bank statements as proof of income instead of traditional pay stubs or tax returns. We will consider bank deposits as income and will not require extensive documentation that is typically seen with other types of loans.
Who Benefits?
This loan is ideal for self-employed borrowers with irregular income who may not qualify for a conventional loan. Our team of loan officers will calculate your income by using these types of bank statements to determine your eligibility. We’re here to help make this process easier and more efficient so you can have access to the funds that you need.

To learn more about iQ Mortgage and our Bank Statement Loans,
reach out to one of our experienced Loan Officers today!
* These loan products may have a higher interest rate, more points, or more fees than other loan products requiring full documentation.