EC Portfolio Program Logo
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EC Portfolio Program Logo

iQ Mortgage can use investors’ profit and loss statements for loan applications. These statements are used to detail a business’s income and expenses over a certain period of time. This program can be a great solution for anyone looking to get a mortgage or refinance a property, such as Single Family Residences (SFRs), Condos, and 2-4 units. This also offers cash out refinances which can be used for reserves and tradelines (2 seasoned for 12 months).

Who Benefits?

This program is designed to help investors and self-employed borrowers increase their chances of acceptance for their loan application. Our expert team of loan officers will review these profit and loss statements to make sure it aligns with previous tax return years, ensuring the current year’s income is accurately reflected to help the investor qualify for the best loan. Reliable financial information is invaluable for investors looking to gain access to different mortgage solutions.

Black and White Buildings, Condominiums, Blue Cloudy Sky

To learn more about iQ Mortgage and our Borrower Prepared Profit & Loss Program,
reach out to one of our experienced Loan Officers today!




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    * These loan products may have a higher interest rate, more points, or more fees than other loan products requiring full documentation.