iQ Mortgage’s No Ratio program provides borrowers with flexibility when applying for a mortgage loan. This type of loan does not require a minimum debt-to-income ratio to qualify. Additionally, iQ Mortgage allows borrowers to qualify by using only their rental income. This program makes it easier and more convenient for borrowers to obtain the mortgage that best fits their unique needs.

Who Benefits?

No Ratio loans are ideal for investors who have good credit histories but don’t fit the typical underwriting guidelines from a conventional loan. Our team of loan officers will guide you through this loan application using only rental income to prove your financial standing. This will ensure that investors with limited income documentation can get access to the funding they need. iQ Mortgage is dedicated to helping those who may not be able to find traditional sources of lending, as we offer you real solutions to fit your needs.

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To learn more about iQ Mortgage and our no ratio mortgage loan,
reach out to one of our experienced Loan Officers today!




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    * These loan products may have a higher interest rate, more points, or more fees than other loan products requiring full documentation.