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iQ Mortgage is here to help you qualify for a loan by using your liquid assets as a down payment. Liquid assets are a type of financial asset that can be easily converted into cash. They are typically used to calculate a borrower’s financial health. Common examples include stocks, bonds, bank accounts, CDs, and 401k’s. This program helps borrowers to take advantage of the 7 year/84 month “lookback” and allows these liquid assets to count towards your loan application.

Who Benefits?

By utilizing liquid assets, borrowers have the opportunity to use their 401k retirement, among other assets, to secure a down payment for a home loan and receive a larger mortgage. This type of loan can significantly lower the amount of money you need upfront and help eliminate the mountain of paperwork. Our team of loan officers are here to help you explore this money-saving option.

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To learn more about iQ Mortgage and how to qualify using liquid assets,
reach out to one of our experienced Loan Officers today!




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    * These loan products may have a higher interest rate, more points, or more fees than other loan products requiring full documentation.