Young happy couple is enjoying and preparing healthy meal in their kitchen together

iQ Mortgage is proud to offer a Stated Income 1st TD HELOC program. This program is a Term Deposit (TD) Home Equity Line of Credit (HELOC). The Stated Income 1st TD HELOC program uses your home equity as collateral to determine the amount of funds you can borrow. This program gives you greater control over your finances by providing easy access to funds when needed and offers a 5/6 ARM (30-Day Average SOFR Index).

Who Benefits?

iQ Mortgage’s Stated Income 1st TD HELOC can help you save money, find smart, secure ways to finance home improvements, and refinance your mortgage. Unlike personal loans or credit cards, these HELOCs are secured and offer lower rates. You can borrow funds over time as needed and have flexible repayment options. A HELOC loan can be a perfect option to remodel your kitchen, create an outdoor living space, or consolidate debt, such as credit cards or student loans.

Positive young woman in smart casual clothes sitting cross legged on sofa and browsing data on laptop in living room at home

To learn more about iQ Mortgage and Stated Income 1st TD HELOC,
reach out to one of our experienced Loan Officers today!




    How soon do you want to buy?

    What is your credit score?

    What is your marital status?

    Your message (optional)

    * These loan products may have a higher interest rate, more points, or more fees than other loan products requiring full documentation.